Aurelia Bank

Credit Risk Console

Reporting date 31 Mar 2026 Quarter 2026-Q1 All amounts in EUR unless stated

Facility

Revolving credit

Currency

AED

Commitment

AED 125.4m

Drawn

AED 74.3m

Undrawn

AED 51.1m

EAD

€23.7m

CCF

40%

Margin

560 bps

Maturity

26 June 2028

Tenor

26 months

Covenant monitoring

3 breached, 0 within 10% of the threshold

Net lev.

Direction: Maximum Threshold: 3.73 Current: 4.8 Next test: 30 Jun 2026 Quarterly

DSCR

Direction: Minimum Threshold: 1.23 Current: 0.9 Next test: 30 Jun 2026 Quarterly

ICR

Direction: Minimum Threshold: 2.19 Current: 2.08 Next test: 30 Jun 2026 Quarterly

Collateral

Net of supervisory haircuts

This facility is unsecured

Tenor

26 months

Quarter Commitment Drawn Undrawn Δ Drawn Utilisation 2026-Q1 AED 125.4m AED 74.3m AED 51.1m n/a 59% 2026-Q2 AED 125.4m AED 74.3m AED 51.1m AED 0 59% 2026-Q3 AED 125.4m AED 74.3m AED 51.1m AED 0 59% 2026-Q4 AED 125.4m AED 74.3m AED 51.1m AED 0 59% 2027-Q1 AED 125.4m AED 74.3m AED 51.1m AED 0 59% 2027-Q2 AED 125.4m AED 74.3m AED 51.1m AED 0 59% 2028-Q1 AED 125.4m AED 74.3m AED 51.1m AED 0 59% 2028-Q2 AED 0 AED 0 AED 0 -AED 74.3m 0%