Aurelia Bank

Credit Risk Console

Reporting date 31 Mar 2026 Quarter 2026-Q1 All amounts in EUR unless stated

Facility

Term loan

Currency

AED

Commitment

AED 83.4m

Drawn

AED 69m

Undrawn

AED 14.4m

EAD

€19.1m

CCF

50%

Margin

485 bps

Maturity

9 February 2033

Tenor

82 months

Covenant monitoring

1 breached, 2 within 10% of the threshold

DSCR

Direction: Minimum Threshold: 1.19 Current: 0.89 Next test: 30 Jun 2026 Quarterly

Net lev.

Direction: Maximum Threshold: 3.61 Current: 3.3 Next test: 30 Jun 2026 Quarterly

ICR

Direction: Minimum Threshold: 2.55 Current: 2.8 Next test: 30 Jun 2026 Quarterly

Collateral

Net of supervisory haircuts

Collateral Currency Valuation Valuation (EUR) Haircut Net value Last valued Basis Equipment AED AED 84.5m €21.2m 46% €11.4m 20 Aug 2024 Mark to market Equipment AED AED 52.5m €13.2m 40% €7.9m 20 Sept 2025 Mark to market Total €19.2m

Tenor

82 months

Quarter Commitment Drawn Undrawn Δ Drawn Utilisation 2026-Q1 AED 83.4m AED 69m AED 14.4m n/a 83% 2026-Q2 AED 80.4m AED 66.6m AED 13.8m -AED 2.5m 83% 2026-Q3 AED 77.4m AED 64.1m AED 13.3m -AED 2.5m 83% 2026-Q4 AED 74.5m AED 61.6m AED 12.8m -AED 2.5m 83% 2027-Q1 AED 71.5m AED 59.2m AED 12.3m -AED 2.5m 83% 2027-Q2 AED 68.5m AED 56.7m AED 11.8m -AED 2.5m 83% 2032-Q4 AED 3m AED 2.5m AED 512.6k -AED 54.3m 83% 2033-Q1 AED 0 AED 0 AED 0 -AED 2.5m 0%