Aurelia Bank

Credit Risk Console

Reporting date 31 Mar 2026 Quarter 2026-Q1 All amounts in EUR unless stated

Facility

Term loan

Currency

EUR

Commitment

€20.9m

Drawn

€18.2m

Undrawn

€2.7m

EAD

€19.6m

CCF

50%

Margin

255 bps

Maturity

22 November 2032

Tenor

79 months

Covenant monitoring

0 breached, 1 within 10% of the threshold

Net lev.

Direction: Maximum Threshold: 3.5 Current: 3.21 Next test: 30 Jun 2026 Quarterly

DSCR

Direction: Minimum Threshold: 1.24 Current: 1.46 Next test: 30 Jun 2026 Quarterly

ICR

Direction: Minimum Threshold: 2.36 Current: 3.35 Next test: 30 Jun 2026 Quarterly

Collateral

Net of supervisory haircuts

Collateral Currency Valuation Valuation (EUR) Haircut Net value Last valued Basis Equipment EUR €19m €19m 42% €11m 21 Sept 2025 Independent appraisal Equipment EUR €13.6m €13.6m 48% €7.1m 21 Sept 2025 Internal model Total €18.1m

Tenor

79 months

Quarter Commitment Drawn Undrawn Δ Drawn Utilisation 2026-Q1 €20.9m €18.2m €2.7m n/a 87% 2026-Q2 €20.1m €17.5m €2.6m -€674.2k 87% 2026-Q3 €19.4m €16.9m €2.5m -€674.2k 87% 2026-Q4 €18.6m €16.2m €2.4m -€674.2k 87% 2027-Q1 €17.8m €15.5m €2.3m -€674.2k 87% 2027-Q2 €17m €14.8m €2.2m -€674.2k 87% 2032-Q3 €774.1k €674.2k €99.9k -€14.2m 87% 2032-Q4 €0 €0 €0 -€674.2k 0%