Aurelia Bank

Credit Risk Console

Reporting date 31 Mar 2026 Quarter 2026-Q1 All amounts in EUR unless stated

Facility

Term loan

Currency

GBP

Commitment

£48.1m

Drawn

£47.3m

Undrawn

£764.8k

EAD

€55.8m

CCF

50%

Margin

335 bps

Maturity

11 January 2030

Tenor

45 months

Covenant monitoring

0 breached, 1 within 10% of the threshold

ICR

Direction: Minimum Threshold: 2.64 Current: 2.85 Next test: 30 Jun 2026 Quarterly

DSCR

Direction: Minimum Threshold: 1.2 Current: 1.68 Next test: 30 Jun 2026 Quarterly

Net lev.

Direction: Maximum Threshold: 3.51 Current: 2.02 Next test: 30 Jun 2026 Quarterly

Collateral

Net of supervisory haircuts

Collateral Currency Valuation Valuation (EUR) Haircut Net value Last valued Basis Real estate GBP £51.2m €59.9m 39% €36.7m 5 May 2025 Internal model Total €36.7m

Tenor

45 months

Quarter Commitment Drawn Undrawn Δ Drawn Utilisation 2026-Q1 £48.1m £47.3m £764.8k n/a 98% 2026-Q2 £44.9m £44.2m £713.8k -£3.2m 98% 2026-Q3 £41.7m £41m £662.8k -£3.2m 98% 2026-Q4 £38.5m £37.9m £611.8k -£3.2m 98% 2027-Q1 £35.3m £34.7m £560.8k -£3.2m 98% 2027-Q2 £32.1m £31.6m £509.9k -£3.2m 98% 2029-Q3 £3.2m £3.2m £51k -£28.4m 98% 2029-Q4 £0 £0 £0 -£3.2m 0%