Aurelia Bank

Credit Risk Console
Reporting date 31 Mar 2026 Quarter 2026-Q1 All amounts in EUR unless stated
OverviewTechnologyLumen Analytics GmbHfac-040

fac-040 · Term loan

Lumen Analytics GmbH

Facility

Term loan

Currency
EUR
Commitment
€77.1m
Drawn
€72m
Undrawn
€5.1m
EAD
€74.5m
CCF
50%
Margin
250 bps
Maturity
15 March 2029
Tenor
35 months

Covenant monitoring

0 breached, 0 within 10% of the threshold

ICR

Direction: Minimum Threshold: 3.07 Current: 4.04 Next test: 30 Jun 2026 Quarterly

Collateral

Net of supervisory haircuts

Collateral Currency Valuation Valuation (EUR) Haircut Net value Last valued Basis Receivables EUR €81.8m €81.8m 31% €56.6m 22 Jun 2025 Internal model Total €56.6m

Tenor

35 months

Quarter Commitment Drawn Undrawn Δ Drawn Utilisation 2026-Q1 €77.1m €72m €5.1m n/a 93% 2026-Q2 €70.7m €66m €4.7m -€6m 93% 2026-Q3 €64.3m €60m €4.3m -€6m 93% 2026-Q4 €57.8m €54m €3.8m -€6m 93% 2027-Q1 €51.4m €48m €3.4m -€6m 93% 2027-Q2 €45m €42m €3m -€6m 93% 2028-Q4 €6.4m €6m €426.6k -€36m 93% 2029-Q1 €0 €0 €0 -€6m 0%