Aurelia Bank

Credit Risk Console
Reporting date 31 Mar 2026 Quarter 2026-Q1 All amounts in EUR unless stated
OverviewRetail tradeNordkap Grocers ABfac-035

fac-035 · Trade finance

Nordkap Grocers AB

Facility

Trade finance

Currency
EUR
Commitment
€18.5m
Drawn
€9.5m
Undrawn
€9m
EAD
€11.3m
CCF
20%
Margin
275 bps
Maturity
20 February 2027
Tenor
10 months

Covenant monitoring

0 breached, 0 within 10% of the threshold

DSCR

Direction: Minimum Threshold: 1.38 Current: 1.85 Next test: 30 Jun 2026 Quarterly

Net lev.

Direction: Maximum Threshold: 3.11 Current: 1.69 Next test: 30 Jun 2026 Quarterly

Collateral

Net of supervisory haircuts

Collateral Currency Valuation Valuation (EUR) Haircut Net value Last valued Basis Inventory EUR €22.5m €22.5m 60% €9m 1 Oct 2025 Internal model Total €9m

Tenor

10 months

Quarter Commitment Drawn Undrawn Δ Drawn Utilisation 2026-Q1 €18.5m €9.5m €9m n/a 51% 2026-Q2 €18.5m €9.5m €9m €0 51% 2026-Q3 €18.5m €9.5m €9m €0 51% 2026-Q4 €18.5m €9.5m €9m €0 51% 2027-Q1 €0 €0 €0 -€9.5m 0%