Aurelia Bank

Credit Risk Console

Reporting date 31 Mar 2026 Quarter 2026-Q1 All amounts in EUR unless stated

Facility

Guarantee

Currency

RON

Commitment

RON 138.7m

Drawn

RON 97.7m

Undrawn

RON 41m

EAD

€23.8m

CCF

50%

Margin

395 bps

Maturity

22 May 2028

Tenor

25 months

Covenant monitoring

1 breached, 0 within 10% of the threshold

DSCR

Direction: Minimum Threshold: 1.17 Current: 1.1 Next test: 30 Jun 2026 Quarterly

Net lev.

Direction: Maximum Threshold: 2.78 Current: 2.13 Next test: 30 Jun 2026 Quarterly

Collateral

Net of supervisory haircuts

This facility is unsecured

Tenor

25 months

Quarter Commitment Drawn Undrawn Δ Drawn Utilisation 2026-Q1 RON 138.7m RON 97.7m RON 41m n/a 70% 2026-Q2 RON 138.7m RON 97.7m RON 41m RON 0 70% 2026-Q3 RON 138.7m RON 97.7m RON 41m RON 0 70% 2026-Q4 RON 138.7m RON 97.7m RON 41m RON 0 70% 2027-Q1 RON 138.7m RON 97.7m RON 41m RON 0 70% 2027-Q2 RON 138.7m RON 97.7m RON 41m RON 0 70% 2028-Q1 RON 138.7m RON 97.7m RON 41m RON 0 70% 2028-Q2 RON 0 RON 0 RON 0 -RON 97.7m 0%