Aurelia Bank

Credit Risk Console
Reporting date 31 Mar 2026 Quarter 2026-Q1 All amounts in EUR unless stated
OverviewRetail tradeFairhaven Retail Groupfac-029

fac-029 · Revolving credit

Fairhaven Retail Group

Facility

Revolving credit

Currency
EUR
Commitment
€79.7m
Drawn
€56.6m
Undrawn
€23.1m
EAD
€65.9m
CCF
40%
Margin
315 bps
Maturity
7 December 2027
Tenor
20 months

Covenant monitoring

0 breached, 1 within 10% of the threshold

DSCR

Direction: Minimum Threshold: 1.16 Current: 1.22 Next test: 30 Jun 2026 Quarterly

ICR

Direction: Minimum Threshold: 3.44 Current: 4.05 Next test: 30 Jun 2026 Quarterly

Collateral

Net of supervisory haircuts

Collateral Currency Valuation Valuation (EUR) Haircut Net value Last valued Basis Receivables EUR €95.5m €95.5m 24% €73m 8 Dec 2024 Internal model Inventory EUR €73.8m €73.8m 44% €41.4m 23 Mar 2025 Independent appraisal Total €114.4m

Tenor

20 months

Quarter Commitment Drawn Undrawn Δ Drawn Utilisation 2026-Q1 €79.7m €56.6m €23.1m n/a 71% 2026-Q2 €79.7m €56.6m €23.1m €0 71% 2026-Q3 €79.7m €56.6m €23.1m €0 71% 2026-Q4 €79.7m €56.6m €23.1m €0 71% 2027-Q1 €79.7m €56.6m €23.1m €0 71% 2027-Q2 €79.7m €56.6m €23.1m €0 71% 2027-Q3 €79.7m €56.6m €23.1m €0 71% 2027-Q4 €0 €0 €0 -€56.6m 0%