Aurelia Bank

Credit Risk Console

Reporting date 31 Mar 2026 Quarter 2026-Q1 All amounts in EUR unless stated

Facility

Term loan

Currency

EUR

Commitment

€58.4m

Drawn

€56.5m

Undrawn

€1.9m

EAD

€57.4m

CCF

50%

Margin

430 bps

Maturity

4 June 2031

Tenor

62 months

Covenant monitoring

1 breached, 1 within 10% of the threshold

ICR

Direction: Minimum Threshold: 2.07 Current: 1.94 Next test: 30 Jun 2026 Quarterly

DSCR

Direction: Minimum Threshold: 1.37 Current: 1.46 Next test: 30 Jun 2026 Quarterly

Collateral

Net of supervisory haircuts

Collateral Currency Valuation Valuation (EUR) Haircut Net value Last valued Basis Real estate EUR €37.8m €37.8m 30% €26.5m 17 Oct 2025 Mark to market Total €26.5m

Tenor

62 months

Quarter Commitment Drawn Undrawn Δ Drawn Utilisation 2026-Q1 €58.4m €56.5m €1.9m n/a 97% 2026-Q2 €55.6m €53.8m €1.8m -€2.7m 97% 2026-Q3 €52.8m €51.1m €1.7m -€2.7m 97% 2026-Q4 €50.1m €48.4m €1.6m -€2.7m 97% 2027-Q1 €47.3m €45.7m €1.5m -€2.7m 97% 2027-Q2 €44.5m €43m €1.5m -€2.7m 97% 2031-Q1 €2.8m €2.7m €90.7k -€40.4m 97% 2031-Q2 €0 €0 €0 -€2.7m 0%