Aurelia Bank

Credit Risk Console

Reporting date 31 Mar 2026 Quarter 2026-Q1 All amounts in EUR unless stated

Facility

Term loan

Currency

EUR

Commitment

€58.1m

Drawn

€49.5m

Undrawn

€8.6m

EAD

€53.8m

CCF

50%

Margin

315 bps

Maturity

2 January 2028

Tenor

21 months

Covenant monitoring

2 breached, 0 within 10% of the threshold

ICR

Direction: Minimum Threshold: 2.48 Current: 2.32 Next test: 30 Jun 2026 Quarterly

Net lev.

Direction: Maximum Threshold: 4.15 Current: 4.3 Next test: 30 Jun 2026 Quarterly

Collateral

Net of supervisory haircuts

Collateral Currency Valuation Valuation (EUR) Haircut Net value Last valued Basis Real estate EUR €63.7m €63.7m 36% €40.5m 20 Aug 2025 Independent appraisal Total €40.5m

Tenor

21 months

Quarter Commitment Drawn Undrawn Δ Drawn Utilisation 2026-Q1 €58.1m €49.5m €8.6m n/a 85% 2026-Q2 €49.8m €42.4m €7.4m -€7.1m 85% 2026-Q3 €41.5m €35.3m €6.2m -€7.1m 85% 2026-Q4 €33.2m €28.3m €4.9m -€7.1m 85% 2027-Q1 €24.9m €21.2m €3.7m -€7.1m 85% 2027-Q2 €16.6m €14.1m €2.5m -€7.1m 85% 2027-Q3 €8.3m €7.1m €1.2m -€7.1m 85% 2027-Q4 €0 €0 €0 -€7.1m 0%